Numerous discounts make our outstanding coverage very affordable.
Discounts are based on loss history, participation in continuing education, practice size and other factors.
Policyholders receive an annual discount for remaining free of a paid claim greater than $50,000. The discount increases by 2% annually (3% in Utah) to a maximum discount of 24%.
New-to-practice physicians receive a discount during their first five years of practice. After the New Practitioner discount expires you will be eligible for the Loss-Free discount.
Groups of physicians can receive up to a 20% discount.
Receive up to a 75% premium discount based on the average number of hours, up to 24, practiced per week.
Reduce annual premium up to 14% by adding a deductible to the policy. Please contact Underwriting for policy-specific details.