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Claims

Paying claims is just a small part of what we do.

It goes beyond paying claims. Oftentimes, early intervention makes a huge difference in the outcome. We'll assist you with the decisions about how to best approach and manage a patient who may be considering legal action.

It's crucial that you report any event, however minor, you have reason to believe may lead to legal action or a claim. We're here to protect you and your reputation, and the sooner we know something might be pending, the better we can do our job so you can concentrate on yours. You will never be penalized for reporting an incident.

Report a claim

  • We encourage you to notify us right away:

    • In the event of an incident that has the potential to reach claim status.
    • In the event of a claim
    • If you receive notice of a professional liability lawsuit (Summons and Complaint)

    We’re standing by, ready to help.

    How to report
    • Through your agent or broker If your agent or broker has asked that you contact him or her before reporting an event or claim to UMIA, please do so. Your agent or broker can forward the information to UMIA directly, essentially reporting the event or claim on your behalf.
    • Email. Send your completed claim form as an email attachment to This email address is being protected from spambots. You need JavaScript enabled to view it. .
      Download Notice of Claim/Suit form

PDF fillable form instructions

  • To complete your application online:

    • Save the PDF application to your computer.
    • Ensure you have the current version of Adobe Reader.
    • Open Adobe Reader.
    • Choose File > Open, and find the PDF application you saved to your computer. Open it.
    • Complete all required fields.
    • When you are finished, click the Signature of Applicant field.
    • Follow the steps onscreen to create and insert your electronic signature.
    • Save the document.

Indicators of a potential claim

Serious and costly complications of care

Unexpected and adverse outcome

Unhappy patient or family members

Disputes over bills

Discourtesy toward physician or staff

Receipt of record request from an attorney

Request of records